Company Profile

Banamex USA provides full banking services for companies and individuals that do business in Mexico and the United States. As part of Citigroup, Banamex USA is the U.S. banking arm of Banco Nacional de Mexico (Banamex), Mexico's premier bank.

For corporate and individual customers alike, Banamex USA is the gateway to and from the Mexican financial markets

Deposit Insurance

Deposits are insured to the regulatory limits by the Federal Deposit Insurance Corporation (FDIC).

Corporate Banking

Products and services for companies that conduct business in the U.S. and Mexico:

  • Working Capital Loans
  • Import/Export Lines of Credit
  • Accounts Receivable and Inventory Financing
  • Commercial and Stand-by Letters of Credit
  • Electronic Funds Transfer
  • Foreign Exchange (Peso-Dollar)
  • Deposit and Investment Accounts

"Investment accounts and products are offered through our affiliate, Citigroup Global Markets Inc." and are not insured by the FDIC, are not a deposit or other obligation of, and are not guaranteed by, Banamex USA. Investment products are subject to investment risks, including possible loss of principal.

Banking for Individuals

Services for Individuals:

  • Checking, Savings, and Money Market Accounts
  • Time Deposit Accounts
  • Electronic Funds Transfer, including ATM cards
  • Foreign Exchange (Peso-Dollar)
  • VISA or MasterCard Credit Cards
  • Online Bill Payment

Deposit Account Agreement

You can download or view a PDF copy of our Deposit Account Agreement by clicking on the link below.

Deposit Account Agreement

Deposit Account Agreement (Effective September 1, 2015)

Funds Transfer Agreement

Banamex USA requires customers to submit a signed legal agreement governing outgoing domestic and international wires by means other than Banamex USA's online Cash Management and/or Bank@net systems (e.g., phone, fax, email). You can download or view a PDF copy of our Funds Transfer Agreement by clicking on the link below.

Funds Transfer Agreement for Customers

Funds Transfer Agreement for Business

Schedule of Accounts and Fees

You can download or view a PDF copy of our account accounts and fees by clicking on the link below.

Accounts and Fees

Deposit Interest Rates

Credit Cards

We offer unsecured and secured MasterCard and Visa credit cards for customers in the United States, Mexico, and some Latin American countries. Our customers have access to the following benefits:

  • Travel insurance with ample coverage*
  • Zero liability for unauthorized purchases
  • Access to credit card activity through Bank@net
  • Free additional credit cards for family members
  • Generous credit lines
  • *Additional terms and conditions apply.

In the United States we offer:

  • Credit cards for prospects with established credit history as well as those who want to build one
  • The Bi-national Card program, that allows customers to share their credit with a family member, friend or business associate in Mexico

In Mexico and select Latin American countries we offer:

  • U.S. dollar international credit cards designed for international travel
  • Access to an exclusive and flexible Miles** rewards program
  • Immediate access to our Loan Advance service --customers can deposit up to 50% of their credit line to their Banamex, Citibank, or Banamex USA checking account
  • Annual Summary Statement
  • Special program allowing you the ability to make internet purchases at U.S. online retailers and have the goods shipped to your home

Credit Card Agreements

You can download or view a PDF copy of our credit card agreements by clicking on the links below.

For customers in the United States

For International customers

Citi and California Commerce International Platinum. Gold, Classic and Secured for Mexico Residents

California Commerce Elite for Mexico Residents

Citi Platinum Select and Citi Gold for Latin America Residents

* See the Terms and Conditions of the Program for detailed information.


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